You’re young, you’re free, you’re living your best life. Why would you bother with insurance? We get it. You have other things to spend your money on, like travel, food, and online shopping. You don’t want to think about the what-ifs and the worst-case scenarios. You’re probably already saving up for your future goals, like buying a house, starting a business, or retiring early. Insurance may seem like an unnecessary expense that can wait until later.

As the saying goes, "The best time to plant a tree was 20 years ago. The second-best time is now." This timeless wisdom holds true when it comes to shaping our future. It's easy to get caught up in the present moment, but the choices we make today can have a profound impact on our future selves.