Omne by FWD

1. General information
   1. This Promo is launched and handled by FWD Life Insurance Corporation (“FWD”). 
   2. Promo is open to FWD agents’ referred clients and policyholders only.
   3. Promo duration: August 15 to September 15, 2023.
   4. No purchase is required to join this Promo.
   5. Participants, from time to time, may also be contacted via mobile, email or social media account for promotional information about FWD products, services, and other offers. Participant’s information will be deleted after a reasonable time unless winner informs us to do so earlier. For more information about FWD’s Privacy Policy and your rights as a data subject, please visit https://www.fwd.com.ph/privacypolicy/
   6. FWD reserves the right to cancel or amend the Promo and these terms and conditions. Any changes to the Promo will be shown on the terms and conditions published on FWD's official website (fwd.com.ph).
   7. Validation of winners will be held at the FWD head office at the 19th Floor, W Fifth Building, 5th Avenue corner 32nd Street, Bonifacio Global City, Taguig City.
   8. Judging is subject to FWD’s sole discretion and FWD’s decision is final and irrevocable.


2. Winners
   1. The winners will be announced via electronic direct mailer (EDM).
   2. FWD will get in touch with the winners via email.
   3. FWD may ask for additional photos, messages, video interviews, or testimonials, which will be used in FWD’s own content, advertising, assets, and other promotional or publicity efforts, and/or other marketing purposes, by any means and through any format (website, advertising banners, social networks, newsletter, press release) now known or unknown to date.


3. Prizes
   1. Grand winner will win a Samsung Galaxy Z Flip5 phone to be delivered to the winner’s preferred address provided during verification.
   2. Consolation winners will each receive via email P25,000 GCash or P25,000 worth of Giftaway voucher of their choice.

4. Intellectual Property
   1. "Intellectual Property Rights" refer to any copyright or other rights over a picture, brand, a design or a model, a trademark, a patent and, more generally, any element, (including trade secrets and knowhow), that may be protected by national and/or international laws or conventions on intellectual property (“Intellectual Property Rights”).
   2. By entering the Promo, the Participant warrants and confirms that:
      1. His/her post is original; that it does not infringe upon the copyright or any intellectual property right of any third party and that the submission of the entry does not constitute as an act of unfair competition of any kind.
      2. The content of the post does not and will not infringe or violate any rights of any third party or entity, including, without limitation, intellectual property rights, privacy, competition law, confidentiality, or any contractual or extracontractual right.
   3. All entries suspected of violating any law(s) and/or any third party’s right will be ineligible.
   4. In submitting his entry, the Participant grants FWD the right, free and clear of any claim for compensation, to use it and its components for FWD’s own content, advertising, assets, and other promotional or publicity efforts, and/or other marketing purposes, by any means and through any format (website, advertising banners, social networks, newsletter, press release) now known or unknown to date.

5. Attestation

Upon entering the Promo, the Participant warrants that he/she has read and understood and that he/she agrees to be bound by these Terms and Conditions.