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<div class="Markdown_root__trJOo"><div style="display: flex;align-items: center;column-gap: 8px;margin-bottom: 16px;"><h2 style="margin-top: 0;margin-bottom: 0;font-size: 20px;line-height: 25px;"><b>Before we proceed, please note...</b></h2></div><div style="display: flex;flex-direction: column;gap: 8px;"><div style="display: flex;align-items: center;column-gap: 8px;padding-left: 6px;"><img loading="lazy" asset_uid="blt0036cff682adf68f" src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt0036cff682adf68f/6683a8b966137c9902adc76a/document-copy.svg" alt="document-copy" width="24" height="24" style="width: 24;height: 24;"/><p class="mt-0 mb-14" style="margin-top: 0;margin-bottom: 0;font-size: 14px;">We will need a photo of a valid government-issued ID</p></div><div style="display: flex;align-items: center;column-gap: 8px;padding-left: 6px;"><img loading="lazy" asset_uid="bltbcee56fc86bdae17" src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/bltbcee56fc86bdae17/6683a8b90b1faae783dc048c/Credit_Card.svg" alt="credit-card" width="24" height="24" style="width: 24;height: 24;"/><p class="mt-0 mb-14" style="margin-top: 0;margin-bottom: 0;font-size: 14px;">We accept credit card, debit card, GCash, <span>or Maya.</span></p></div></div><div><p class="mt-0 mb-12" style="margin-top: 8px;font-size: 12px;font-weight: 450;color: #636566;line-height: 15px;">You can only apply for yourself which means that you are both the policy owner and policy insured.</p><p class="mt-0 mb-12" style="margin-top: 8px;font-size: 12px;font-weight: 450;color: #636566;line-height: 15px;">We will collect your personal data to process your policy application. To know more on how we protect your personal data, check our <a href="#" data-content-type="shared_content_container" data-content-id="blt90f80e53eae70786" data-display-type="modal" target="_self" style="color: #B74701;font-weight: 700;">Privacy Policy</a> and <a href="#" data-content-type="shared_content_container" data-content-id="blt690999b8443d9bab" data-display-type="modal" target="_self" style="color: #B74701;font-weight: 700;">List of Accepted IDs</a>.</p></div></div>

Please confirm the following statement:

Let us get to know you first

About you

Basic information

Other insurance

Anti-Money Laundering Act and General Declarations

Health Declaration

Independent service providers, Special class groups, & Government officials

Anti-Money Laundering Act, Data Privacy Declaration, Replacement Declaration and Exclusions

Anti-Money Laundering Act

Data Privacy Declaration

Replacement Declaration

Exclusions

Declaration

Confirmation

Restricted or unregulated businesses and industries

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KanGuard Accidental Death Insurance Plan 1799

KanLive Life Insurance Plan 1799

KanMend Critical Illness Insurance Plan 1799

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Additional benefit when you pass away due to accident

Claim cash benefit when you get diagnosed with any of the 42 covered major critical illnesses

Benefit for your beneficiaries when you pass away

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Your coverage amount exceeds the condition set by FWD

Keep us in the loop when there are changes in your contact info so that you can receive policy related updates.

Reminder:

I declare that I earn more than PHP 250,000 annually.

Application summary

I am a Filipino citizen. 
- I am not a US citizen or a US tax resident 
- I am currently in the Philippines

**Beneficiary**

By default, benefits shall be paid to any one of your surviving family members in the following order: 1) Legal Spouse, 2) Children, 3) Parent/s, 4) Sibling/s, 5) Your Estate.

⠀

Your nominated beneficiary is automatically tagged as primary beneficiary. Primary beneficiary is revocable (can be changed). Allocation of beneficiaries will be set to equal distribution by default. 

⠀

You can also easily update beneficiaries through our app [**Omne by FWD**](https://www.fwd.com.ph/support/omne-by-fwd/){target='_blank'}. We're available 24/7 to assist you.

**Company Voucher**

This plan covers you for 1 year. Your Death Benefit is renewable until Age 99. Your Accidental Death and Critical Illness Benefits are renewable until age 79. 

Your application is **auto-approved** from Year 2 onwards as long as you pay your premium every year.

**Company Voucher**

This plan covers you for 1 year. Your Critical Illness Benefits are renewable until age 79. 

Your application is **auto-approved** from Year 2 onwards as long as you pay your premium every year.

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I have read and agreed to the statements below
- Anti-Money Laundering Act
- Data Privacy Declaration
- Replacement Declaration
- Exclusions

I have read and agreed to the statements below
- Anti-Money Laundering Act
- Data Privacy Declaration
- Exclusions

Declarations

I do not own any interest in, deal with, provide services to, nor am I in any way affiliated with any restricted or unregulated businesses or industries.

My occupation is not among those listed in “Independent service providers, Special class groups, & Government officials”

Notes

Personal details & Employment

It’s important that you truthfully answer or confirm agreement with these statements. Concealment of any info may cause us to deny a claim for this policy.

Last step! Let's check the details and pay.

Last step! Check the details and confirm for submission.

**Note**

The annual premium is based on the selected coverage amount, and the age and gender of the insured.

**Free-look period**

You are entitled to a free-look period, which will run for 15 days upon issuance of the contract. During this period, you may review the policy provisions, inclusions, and exclusions. 

If you decide to cancel your policy within the free-look period, you may do so on [**Omne by FWD**](https://www.fwd.com.ph/support/omne-by-fwd/){target='_blank'} or by calling our 24/7 Customer Connect hotline at [**+632 8888 8388**](tel:+63288888388) to get a full refund.

By proceeding, I confirm that I am paying for this policy. Your application is **auto-approved** from Year 2 onwards as long as premium is paid every year.

**Note**

It's important that you truthfully answer or confirm agreement with these statements. Concealment of any info may cause us to deny a claim for this policy.

The annual premium is based on your age upon renewal, and your selected coverage amount.

**Free-look period**

You are entitled to a free-look period, which will run for 15 days upon issuance of the contract. During this period, you may review the policy provisions, inclusions, and exclusions. 

If you decide to cancel your policy within the free-look period, you may do so on [**Omne by FWD**](https://www.fwd.com.ph/support/omne-by-fwd/){target='_blank'} or by calling our 24/7 Customer Connect hotline at [**+632 8888 8388**](tel:+63288888388) to get a full refund.

By proceeding, I confirm that I am paying for this policy. Your application is auto-approved from Year 2 onwards as long as premium is paid every year.

Payment

Payment summary

Title

<div>Please contact us by calling <a href='tel:+63288888388'>+632 8888 8388</a> or through email <a href='mailto:CustomerConnect.ph@fwd.com'>CustomerConnect.ph@fwd.com</a>.
 You could also chat us live by clicking here.</div>

Add ons

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Basic plan - Life

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Product Overview

<div class="deskContent">
<h2 class="size-md-39 text-3xl font-bold leading-[39px] md:leading-[49px]" style="text-align: center;">Product Overview</h2>
  <p style="text-align: center;">Get financial support for medical treatments when diagnosed with any of the&nbsp;<a href="https://shop.fwd.com.ph/static/files/KanMend%20NMCD.pdf#page=5" target="_blank">42 covered critical illnesses</a>. <br />But you know how else we got your back? We cover more illnesses but have&nbsp;few exclusions!<br /><br />  Available to Filipinos aged 18 to 50 and in good health.</p>
  <div style="height: 100%;">
    <div style="display: inline-block;padding: 16px 16px 16px;text-align: left;vertical-align: top;width: 38%;"><img src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/bltc1d46e9573e5bb4e/6641cbf87f41142ae9351aa8/USP_protection.gif" /></div>
    <div style="display: inline-block;padding: 16px;text-align: left;width: 60%;">
      <p style="font-size: 20px;"><strong>Extensive coverage</strong></p>
      <div style="background-color: #FEF9F4;border-bottom-left-radius: 10px;border-bottom-right-radius: 10px;border-top-left-radius: 10px;border-top-right-radius: 10px;padding: 16px;">
        <div style="height: 100%;">
          <div style="display: inline-block;padding: 0px;text-align: left;width: 24;"><img src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt37b2576752243a7a/666a5d60fe41c4435d63c6ff/bed.svg" width="24" /></div>
          <div style="display: inline-block;font-size: 16px;padding: 0px;text-align: left;vertical-align: top;"><strong>Critical Illness Starter Plan</strong></div>
        </div>
        <p class="mt-0 mb-0" style="margin: 0px;">Get PHP 100,000 cash benefit when diagnosed with any of the <a href="https://shop.fwd.com.ph/static/files/KanMend%20NMCD.pdf#page=5" target="_blank">42 covered critical illnesses</a>.</p>
      </div><br />
      <div style="background-color: #FEF9F4;border-bottom-left-radius: 10px;border-bottom-right-radius: 10px;border-top-left-radius: 10px;border-top-right-radius: 10px;padding: 16px;">
        <div style="height: 100%;">
          <div style="display: inline-block;padding: 0px;text-align: left;width: 24;"><img src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt2086dbf6270462fa/666a5d60371bca7dccb8dace/protection.svg" width="24" height="auto" max-width="24" style="max-width: 24px;width: 24;height: auto;" /></div>
          <div style="display: inline-block;font-size: 16px;padding: 0px;text-align: left;vertical-align: top;"><strong>Easy on the pocket</strong></div>
        </div>
        <p class="mt-0 mb-0" style="margin: 0px;">Receive 100% of benefit amount when you're diagnosed with early- or late-stage cancer.</p>
      </div><br />
      <div style="background-color: #FEF9F4;border-bottom-left-radius: 10px;border-bottom-right-radius: 10px;border-top-left-radius: 10px;border-top-right-radius: 10px;padding: 16px;">
        <div style="height: 100%;">
          <div style="display: inline-block;padding: 0px;text-align: left;width: 24;"><img src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt96e933a083e3d043/675ba59921e0661e844106db/operating-hours.svg" width="24" height="auto" max-width="24" style="max-width: 24px;width: 24;height: auto;" /></div>
          <div style="display: inline-block;font-size: 16px;padding: 0px;text-align: left;vertical-align: top;"><strong>Apply in minutes</strong></div>
        </div>
        <p class="mt-0 mb-0" style="margin: 0px;">No medical exams required. Just 3 simple health questions and a 1-page form.</p>
        <p></p>
        <p>Pay online via credit card, debit card or GCash!</p>
      </div><br />
    </div>
  </div>
</div>
<div class="phoneContent">
  <h2 class="size-md-39 mb-11.5 text-3xl font-bold leading-[39px] md:leading-[49px]">Product Overview</h2>
  <p target="_blank" style="text-align: left;">Get financial support for medical treatments when diagnosed with any of the&nbsp;<a href="https://shop.fwd.com.ph/static/files/KanMend%20NMCD.pdf#page=5" target="_blank">42 covered critical illnesses</a>. <br />But you know how else we got your back? We cover more illnesses but have&nbsp;few exclusions!<br /><br />  Available to Filipinos aged 18 to 50 and in good health.</p>
  <div style="height: 100%;">
    <div style="display: inline-block;padding: 16px;text-align: left;width: 49%;"><img src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/bltc1d46e9573e5bb4e/6641cbf87f41142ae9351aa8/USP_protection.gif" width="120" height="120" style="width: 120;height: 120;" /></div>
    <div style="display: inline-block;font-size: 20px;padding: 40px 16px 16px;text-align: left;vertical-align: top;width: 49%;"><strong>Coverage</strong></div>
  </div>
  <div style="background-color: #FEF9F4;border-bottom-left-radius: 10px;border-bottom-right-radius: 10px;border-top-left-radius: 10px;border-top-right-radius: 10px;padding: 20px;">
    <div style="height: 100%;">
      <div style="display: inline-block;padding: 0px;text-align: left;width: 24;"><img src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt37b2576752243a7a/666a5d60fe41c4435d63c6ff/bed.svg" width="24" height="auto" max-width="24" style="max-width: 24px;width: 24;height: auto;" /></div>
      <div style="display: inline-block;font-size: 16px;padding: 0px;text-align: left;vertical-align: top;"><strong>Critical Illness Starter Plan</strong></div>
      <p class="mt-0 mb-0" style="margin: 0px;">Get PHP 100,000 cash benefit when diagnosed with any of the <a href="https://shop.fwd.com.ph/static/files/KanMend%20NMCD.pdf#page=5" target="_blank">42 covered critical illnesses</a>.</p>
    </div>
  </div><br />
  <div style="background-color: #FEF9F4;border-bottom-left-radius: 10px;border-bottom-right-radius: 10px;border-top-left-radius: 10px;border-top-right-radius: 10px;padding: 20px;">
    <div style="height: 100%;">
      <div style="display: inline-block;padding: 0px;text-align: left;width: 24;"><img src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt2086dbf6270462fa/666a5d60371bca7dccb8dace/protection.svg" width="24" /></div>
      <div style="display: inline-block;font-size: 16px;padding: 0px;text-align: left;vertical-align: top;"><strong>Easy on the pocket</strong></div>
      <p class="mt-0 mb-0" style="margin: 0px;">Receive 100% of benefit amount when you're diagnosed with early- or late-stage cancer.</p>
    </div>
  </div><br />
  <div style="background-color: #FEF9F4;border-bottom-left-radius: 10px;border-bottom-right-radius: 10px;border-top-left-radius: 10px;border-top-right-radius: 10px;padding: 20px;">
    <div style="height: 100%;">
      <div style="display: inline-block;padding: 0px;text-align: left;width: 24;"><img src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt2086dbf6270462fa/666a5d60371bca7dccb8dace/protection.svg" width="24" /></div>
      <div style="display: inline-block;font-size: 16px;padding: 0px;text-align: left;vertical-align: top;"><strong>Apply in minutes</strong></div>
      <p class="mt-0 mb-0" style="margin: 0px;">No medical exams required. Just 3 simple health questions and a 1-page form.</p>
      <p></p>
      <p>Pay online via credit card, debit card or GCash!</p>
    </div>
  </div>
</div>
<p style="color: #636556;"></p>

Issue age

Coverage

Premium payment term

Sum assured

90-day no-claim period and claims due to drugs or alcohol abuse, cancer and encephalitis in the presence of HIV, loss of independent existence due to psychiatric causes, pre-existing conditions, suicide or self-inflicted acts, unlawful acts of the insured or owner, and war. Click [here][1] for more information.


  [1]: https://shop.fwd.com.ph/static/files/KanMend%20NMCD.pdf#page=8

Benefit Summary

<div style="border-top-left-radius: 10px;border-top-right-radius: 10px;border-bottom-right-radius: 10px;border-bottom-left-radius: 10px;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;background-color: #FEF9F4;"><a href="/ec/assets/v3/assets/blt9d245055972fde4e/blt27cec9cfeef0020e/6767f70e850ec2db5b917cd7/KanMend_NMCD.pdf" target="_blank" style="color: #183028;">
    <div style="height: 100%;">
      <div style="display: inline-block;width: 20;text-align: left;padding: 0px 0px 0px;"><img loading="lazy" src="https://images.contentstack.io/v3/assets/blt9d245055972fde4e/blt39d7107233f7e3bd/6641f7580bbc62de777f7054/download.svg" width="16" /></div>
      <div style="display: inline-block;text-align: left;vertical-align: top;padding: 0px 0px 0px;font-size: 16px;font-weight: 700;">Policy provisions</div>
    </div>
  </a></div><br />
<div>
  <p style="color: rgba(99, 101, 102, 1);">Please make sure you are eligible for this product before applying.<br />The product information on this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the Plan.</p>
</div>

FAQs

Frequently Asked Questions

<div style="border-top-left-radius: 10px;border-top-right-radius: 10px;border-bottom-right-radius: 10px;border-bottom-left-radius: 10px;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;background-color: #F8F9F9;">
  <p><span></span><span style="color: rgba(232, 119, 34, 1);font-size: 39px;font-weight: 700;line-height: 48.75px;">01<br /></span><span style="font-size: 20px;font-weight: 700;color: rgba(24, 48, 40, 1);">Am I eligible to buy this product?</span></p>
  <p>If you’re 18 to 50 years old, a Filipino citizen, and in good health, you can buy this product and we will cover you until age 55! Good health means that you pass the three simple health declarations stated in the application form.</p>
</div>
<p>&nbsp;</p>

<div style="border-top-left-radius: 10px;border-top-right-radius: 10px;border-bottom-right-radius: 10px;border-bottom-left-radius: 10px;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;background-color: #F8F9F9;"><p><span></span><span style="color: rgba(232, 119, 34, 1);font-size: 39px;font-weight: 700;line-height: 48.75px;">02<br /></span><span style="font-size: 20px;font-weight: 700;color: rgba(24, 48, 40, 1);">What are the 42 critical illnesses covered in KanMend Critical Illness Insurance Plan 1799?</span></p><p>Here’s a list of the 42 critical illnesses covered—more than the usual 36 critical illnesses!</p><p></p><p>You can find the medical definitions of each of the covered critical illnesses in the <a href="/files/v3/assets/blt9d245055972fde4e/blt15d9557e9838a351/KanMend_NMCD.pdf#page=15" target="_blank" style="color: #B74701;font-weight: 700;">policy wording</a>.</p><p><strong>Cancers</strong></p><ol><li>Late-stage cancers</li></ol><p><strong>Major organ failure</strong></p><ol><li>Aplastic anemia</li><li>Chronic liver disease</li><li>Chronic lung disease</li><li>Chronic recurrent pancreatitis</li><li>Crohn’s disease</li><li>Fulminant viral hepatitis</li><li>Loss of hearing (deafness)</li><li>Loss of sight (blindness)</li><li>Major organ and bone marrow transplant</li><li>Medullary cystic disease</li><li>Progressive scleroderma</li><li>Renal failure</li><li>Terminal illness</li><li>Ulcerative colitis</li></ol><p><strong>Heart and blood vessels</strong></p><ol><li>Cardiomyopathy</li><li>Coronary artery disease</li><li>Heart attack (myocardial infarction)</li><li>Heart valve surgery</li><li>Primary pulmonary arterial hypertension</li><li>Surgery to aorta</li></ol><p><strong>Neuro-muscular related</strong></p><ol><li>Alzheimer's disease</li><li>Apallic syndrome</li><li>Benign brain tumor</li><li>Cerebral aneurism requiring surgery</li><li>Coma</li><li>Loss of independent existence</li><li>Motor neurone disease</li><li>Multiple sclerosis</li><li>Muscular dystrophy</li><li>Paralysis</li><li>Parkinson's disease</li><li>Stroke</li></ol><p><strong>Others</strong></p><ol><li>Bacterial meningitis</li><li>Encephalitis</li><li>HIV/AIDS due to blood transfusion</li><li>Loss of limbs</li><li>Loss of speech</li><li>Major burns</li><li>Major head trauma with severe brain damage</li><li>Occupationally-acquired HIV/AIDS</li><li>Severe rheumatoid arthritis</li></ol><p>Check the <a href="/files/v3/assets/blt9d245055972fde4e/blt15d9557e9838a351/KanMend_NMCD.pdf#page=15" target="_blank" style="color: #B74701;font-weight: 700;">policy wording</a> for the medical definitions of the covered critical illnesses.</p></div><p>&nbsp;</p>

<div style="border-top-left-radius: 10px;border-top-right-radius: 10px;border-bottom-right-radius: 10px;border-bottom-left-radius: 10px;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;background-color: #F8F9F9;"><p><span></span><span style="color: rgba(232, 119, 34, 1);font-size: 39px;font-weight: 700;line-height: 48.75px;">03<br /></span><span style="font-size: 20px;font-weight: 700;color: rgba(24, 48, 40, 1);">When will I not be paid for a claim?</span></p><p>There are a few situations where benefit is not given.</p><p></p><p>  You can’t claim if your condition or symptom arose during the 90-day no-claim period, or if the critical illness was due to: </p><ul><li>Pre-existing conditions </li><li>Drugs or alcohol abuse </li><li>Cancer or encephalitis in the presence of HIV </li><li>Loss of independent existence due to psychiatric causes </li><li>Suicide or self-inflicted acts </li><li>Unlawful acts of the insured or policy owner </li><li>War</li></ul><p>  The definitions of these exclusions can be found in your&nbsp;<a href="/files/v3/assets/blt9d245055972fde4e/blt15d9557e9838a351/KanMend_NMCD.pdf#page=8" target="_blank" style="color: #B74701;font-weight: 700;">policy</a>.</p></div><br /><br /><p><a href="https://uat-shop.fwd.com.ph/critical-illness-insurance/kanmend/faq/" target="_blank" style="color: #B74701;font-weight: 700;"><span><strong></strong></span>→ See more FAQs</a></p>&nbsp;<p></p>

<p style="font-size: 20px;">KanLive Life Insurance Plan 1799</p>
<div class="link-container" style="font-size:14px;line-height:21px;">Get life insurance coverage of ₱200,000 including COVID-19 benefits to help your loved ones in case of death for only ₱1,799 per year with KanLive.
</div>

Life insurance

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<p style="font-size: 20px;">Set for Health Digital Critical Illness Insurance</p>
<div class="link-container" style="font-size:14px;line-height:21px;">Set for Health is a Health Insurance Plan in the Philippines with Critical Illness coverage of 57 major and minor critical illnesses with up to 3 claims.</div>

Critical illness insurance

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<p style="font-size: 20px;">BIG 3 Critical Illness Insurance</p>
<div class="link-container" style="font-size:14px;line-height:21px;">Critical illness insurance provides affordable financial protection for the Philippines’ most common critical illnesses: heart attack, stroke and cancer.</div>

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