Celebrating the Beat of a Nation with Pinoy Music Lovers

The Soundtrack of Our Lives

To be Pinoy is to have a soundtrack album built into our lives. There's a song for every occasion, every emotion. We turn to music to cope with loss, to celebrate milestones, and to simply chill out and unwind. It's fascinating how music can evoke powerful memories and create a shared experience among people from all walks of life.

Karaoke: Our National Pastime

One thing that's undeniable about Filipinos is our love for singing. Step into almost any Filipino home, and you'll find a microphone meant for Karaoke, or rather, Videoke as we call it nowadays - a staple in almost every household. And chances are there's always a resident avid singer ready to belt out their favorite OPM hits and songs from Billboard charts.

The Admirable Pursuit of Music

There are many aspiring Filipinos choosing to pursue a career in the performing arts. For them, love of music goes beyond being a hobby; it becomes a way of life. Whether it's creating music, working in the music industry, or supporting local talent, we recognize the dedication and artistry that goes into making music.

Pinoys are the Best Concert Crowds

Let's not forget about the fans who go to great lengths to attend concerts and support their favorite artists. A recent study reported that 38% of Filipinos have attended concerts locally or overseas1, and this number is expected to grow in the coming years. Pinoys are known for our incredible passion for music, from singing glass-breaking power ballads in karaoke bars to selling out local concerts. In fact, Pinoy concert crowds are a favorite among international artists for our enthusiastic appreciation of live shows to the point of the audience actually performing their songs for them flawlessly2. It's clear that music holds a special place in our lives.

The Importance of Financial Protection

While music brings Filipinos together, there are risks involved in being close to and working in the music industry. Accidents can happen, and the rigorous work hours can lead to health issues. That's where insurance comes into play. It's important to have coverage that can protect musicians, industry professionals, and even passionate fans.

Advocating for Change

Though the government has taken steps to support the music industry through legislation, such as the Original Pilipino Music (OPM) Development Act of 20143 and Philippine Creative Industries Development Act, RA119044, there's still work to be done to ensure the rights and protections of those who are part of the industry. Access to employment protections, healthcare, and other social services should be addressed to provide a safety net for all individuals in the music industry. On another note, protection should not be limited to those working in the industry but also those who support it – the fans.

FWD: Celebrating Music Lovers

In recent years, creating music has become more accessible than ever, with more and more artists releasing their own music via digital distribution and streaming platforms easily. But having an insurance plan to protect oneself can still be a challenging task. That's where FWD comes in. With our vision of changing the way people feel about insurance, FWD offers flexible and an affordable insurance plan designed specifically for music lovers.

FWD The One for Music Lovers, an insurance plan available at FWD Online Shop is our nod to the power of Filipino music and The Ones who make it come alive. Starting at just PhP 330, The One for Music Lovers provide customizable coverage for loss of life, loss of hearing, loss of speech, paralysis, motor neuron disease, stroke, other major critical illnesses, and accidental death.  The One for Music Lovers insurance plan comes with a reward in the form of a voucher from Digital Walker, so they can celebrate their passion for music now, and thank themselves later.