Money and Insurance

How to unlock plus-ibilities and create the life you want

Think back to where you were 10 years ago. From those awkward phases to your winning moments, you've come a long way. Your life today is enriched by past achievements, lessons learned, and experiences gained. You're doing great now and looking to get better - ready and willing to take on more of what you want without compromising the lifestyle you have already attained. And you want to be prepared to embrace the plus-ibilities that are coming.

April 04, 2025
FWD Life Philippines
FWD custom stock - Young man playing a set of drums in his home.webp

Plus-ibilities add more to your life

Plus-ibilities are the big and small opportunities that help you achieve the life you want to live. As a multifaceted being, you are not just one thing – you embody various roles and identities shaped by your values, passions and choices. You are a creator, strategist, dreamer, and adventurer – each of your persona contributes to a life that is uniquely yours.

Identifying your plus-ibilities helps you focus on which ones are worth pursuing:

  • Nurturing Talent or Interests like for instance, music, sports, travel or fitness can lead to unexpected joys and achievements, unlocking a world of plus-ibilities you never knew existed.
  • Side Hustle/Entrepreneurship is a way to earn extra income and potentially build a business. It could be starting an online store, creating a mobile app, or offering consulting services.
  • Creative Hobbies are activities that allow you to express yourself and unwind. They can be anything from painting, writing, photography, to DIY projects.
  • Pet Projects are usually something you work on in your spare time, without a financial motive, that contributes to the greater good. This could be starting a blog to raise awareness about mental health, organizing community clean-ups, or developing an app to help people in need.
FWD custom stock - Wide shot of a young woman artist painting a landscape on an easel in the forest.webp

How to fill your life with plus-ibilities

Realizing your plus-ibilities might take time, effort, and money, but the fulfillment you will gain is priceless. So, building a solid financial foundation is key in giving you the confidence to handle your responsibilities, take bigger risks and chase new passions without fear or worry.

A solid plan like FWD Set for Life Plus investment-linked insurance combines life protection with the chance to grow your investment portfolio, plus more benefits – from bonuses to additional coverage for enhanced protection. This way, you can reap the benefits of your investments while you're living and still provide financial support for your loved ones if anything happens to you.

  • Offers life protection with a coverage amount of 500% of your regular annual premium.
  • Access to both local and global investment funds managed by professional fund managers.
  • Accidental death benefit enhances your protection even more.
  • Waiver of premium means FWD will pay your premiums on your behalf if you are diagnosed with a major critical illness or permanent disability before age 70.

But that’s not all.

Bonuses to add to your finances

  • Preapproved Guaranteed Milestone Increase of up to a 20% on your coverage when you reach a major life milestone, with the flexibility to choose when to activate it.

  • Start-Up Bonuses that grow alongside your fund and added to your account value on the 5th and 10th policy years.

  • Loyalty Bonuses of additional 1% of your average monthly account value in the 10th year of the policy and every five years thereafter.

  • Premium Extension Bonus gives you an extra 2% invested in your account value for continuing premium payments beyond the required period.

Plus, you can customize your plan with add-on benefits

  • Enhance your coverage with additional life insurance.
  • Add health coverage with hospital cash benefit, critical illness insurance, and a 3x claims critical illness add-on.

Unlock life's plus-ibilities with confidence

When you have a strong financial foundation, you can unlock a life filled with plus-ibilities. Start by learning more about FWD Set for Life Plus.

Book a free consultation with an FWD financial advisor.

All about money and insurance