Waiver of Premium claims

It’s always a good idea to first check that your policy covers the claim. At FWD, you can do this by calling our Customer Connect team on +632 8888 8388, via email or visiting one of our business hubs. 

Waiver of Premium on Owner

Main requirements:

1. Completely accomplished, dated and signed Claimant’s Statement Form
2. Completely accomplished, dated and signed Attending Physician’s Statement form
3. Certified True Copy of Complete medical/hospital records as defined in the Contract, including Admitting History Record, Clinical Abstract, Diagnostic Tests, Results of Operation and Discharge Summary Record

If Critical Illness/Disability is due to accident/injury:

1. Certified True Copy of Police Report or Police Traffic Incident Report, if any.
2. Certified True Copy of Driver’s License if accident happened while the PO is driving.

If Owner works as an employee:

1. Certified True Copy of Daily Time Record (DTR)
2. Certified True Copy of Certificate of Leave of Absence issued by the Employer

Waiver of Premium on Insured

Main requirements:

1. Completely accomplished, dated and signed Claimant’s Statement Form
2. Completely accomplished, dated and signed Attending Physician’s Statement form
3. Certified True Copy of Complete medical/hospital records as defined in the Contract, including Admitting History Record, Clinical Abstract, Diagnostic Tests, Results of Operation and Discharge Summary Record
4. Copy of Insured’s government ID with date of birth, photo and signature

If Critical Illness is due to accident/injury:

1. Certified True Copy of Police Report or Police Traffic Incident Report, if any.
2. Certified True Copy of Driver’s License if accident happened while the insured is driving.