Dare to pursue your passions without fear – a Celebrate living story about innovation

Ariel Lumanlan doesn’t look like an insurance guy. He has the tatts and the effortless cool of, well, a rockstar. Which makes sense when you learn that this successful FWD financial wealth planner is also a rock guitarist/bandleader, business owner, serious cycling enthusiast and hands-on dad.

With so much to do, Ariel knows what matters to life-juggling, tech-enabled adventure lovers like himself: straightforward, go-anywhere efficiency. You won’t catch him tied up in paperwork and the office. With a life and family to look after, he found a better and cooler way to do things.

Sometimes, the unexpected is not scary. It can be extraordinary.

Getting insurance has always seemed complicated. How can someone possibly find time for that? In truth, beyond our hesitation is a world of protection and peace of mind that you can’t get anywhere else. Wouldn’t it make things easier if the barrier is removed?

Well, Ariel proves that these days, insurance can be as quick and easy as you need it to be. A great example is the moment he helped his good friend go from a doubter to a solid customer. Also, his business partner, Ariel’s friend had always been financially secure, and never really saw the need to be insured. Ariel changed his mind.

As he explained the practicality of insurance for businesses, Ariel also mentioned how a policy could help his friend’s family. Intrigued by the benefits, his friend began asking more detailed questions about FWD’s plans. Of course, Ariel was more than happy to take out his phone and show his friend the app – and watch his buddy go from interested to invested.

Using the app, Ariel started showing his own policy to his friend. His friend was surprised and leaned closer, “Uy, meron kayong ganyang app? App na? Wala na yung parang mga nasa folder? (Hey, there’s an app like that? They’re using apps now? No more folders?)” Once he realized how easy it was to understand the plans, Ariel’s friend and his wife quickly pursued their applications.

Insurance can be effortless. And, we have the app to prove it.

Creating a digital platform to accomplish virtually everything is a gamechanger in the insurance industry. Imagine receiving email confirmations, managing policies, and tracking investments on your own time, via a single app. Well, that’s exactly what you get with OMNE by FWD. The app makes it easier and faster to choose and buy plans, making it extremely hassle-free.

In his experience, Ariel has seen how FWD’s app helps engage clients. The ease of use makes plans easy to monitor and explore. After all, everything’s in the palm of your hands. In Ariel’s words, “Ito ‘yung pinakamadaling pwedeng gawin ng isang insurance company para kay client para hindi na kayo maistorbo. (This is the easiest thing an insurance company can do for a client so that they won’t be inconvenienced).”

We use apps every day, but innovation can be in insurance plans, too. The ones offered by FWD, particularly The One series, are easy for clients to tailor-fit to their lives and passions. For example, The One for music lovers was created for musicians like Ariel. It can even cover industry workers and concert fans, so they can pursue and enjoy music without fear.

Peace of mind is achievable. In some cases, it’s quite easy.

Real talk: we all have something we love and would do much more of, if we didn’t have to worry about the future. When you trust that insurance will take care of you and your loved ones, you can confidently chase your passions in life. This sentiment resonates with Ariel’s clients, particularly his cyclist friends.

Active hobbies like cycling are extremely rewarding but come with some risks, which we can manage by getting insured. After the easy application, Ariel’s cycling buddy couldn’t thank him enough. “OK, good na tayo pards. Pwede na tayo mag-enjoy. Tara bike na tayo. Punta na tayo sa malalayo ulit. Safe naman na sila, ‘no? (Okay, we’re good bro. We can enjoy ourselves now. Come on, let’s go cycling. Let’s head off to somewhere far. After all, they’re safe now, right?)”

Innovating to protect more people

From the perspective of a father, friend, and career man, Ariel understands the value of insurance. That’s why he continuously advocates for it through innovative means.

“’Yung fulfillment na naramdaman ko is yung kung ano man ang mangyari, alam ko yung family ko tuloy ang plans. Tuloy ang goals namin. (I feel fulfilled knowing that whatever happens, my family’s plans will keep going on. Our goals will keep going on.)”

Like Ariel, FWD looks for new ways to make insurance part of our everyday lives. While you’re keeping up with the world, FWD keeps up with you. We’re always innovating, to help protect more families. Once you and your loved ones are protected, peace of mind comes naturally. And with peace of mind, you’re finally free to celebrate living.

Innovation keeps insurance uncomplicated, as it should be. Need more details? Chat with an FWD Financial Wealth Manager who’ll quickly answer your questions.